How do i get Credit and what are the differences between member groups?

I red and understood it - looking forward to share things with you all! Thanks for all other contributors till now - and @all: have a good time here!
 
I bought magento addons on the website and they are available for purchase and download normally. Hopefully there are more resources out there for us to enjoy the process.
 
thanks for letting me know, i'm new to the forum i wanted to share and help to be helped but i have to see it, thanks